Get Answers To Your Frequently Asked Questions
These questions and answers are general in nature. No question or answer can cover all situations, so you should not rely on these answers as advice for your particular situation. Please seek an opinion from an attorney for your specific situation.
What is one of the most important things to do at the scene of an auto accident?
Make sure that the police officer writes a report. Officers prefer NOT to write reports, but they should write one if an injury is reported, even if it is just aches, pains and spasms. Be pleasant but persistent.
What can I do during medical treatment to help obtain the best settlement?
Avoid no-shows and cancellations with your medical providers, avoid gaps in treatment and be accurate when discussing your medical history.
What are my options to get a total-loss damage claim resolved?
If the damage results in a total loss (the cost to repair exceeds the fair market value) you can keep the car and receive payment for fair market value less salvage value, or you can release the car to the insurance company and receive payment for fair market value.
Can I collect for my loss of earnings as a result of an injury?
The best way to prove a claim for wage loss is to have a doctor put you on disability, and have your employer provide a written statement of your time off work and wages lost that match the disability period.
Can I get compensation for a change in my lifestyle as a result of my injuries?
Yes, you are entitled to money for loss of enjoyment of life. It is advisable to document all of the things that you used to do before the accident, such as sports, workouts, traveling, walking the dog, and compare this to the level of activity after the accident.
What money should I use to pay my medical bills?
Hopefully, you have either Med-Pay coverage with your auto policy or health insurance. Do not let a hospital or medical provider tell you that you have to pay out of pocket or that the responsible insurance company must pay the medical bills, because that is not your best option. Generally, the responsible insurance company will make one payment in settlement of your entire case after you have completed medical treatment.